FinSoc: five-session financial social work program for families with complex money problems
Official title: A Financial Social Work Intervention for Families With Complex Financial Difficulties - A Randomised Controlled Trial
Run by University of Turku · NCT07084389 · Data updated 2026-11-12
This program will test whether five sessions with a trained social worker can help families with children who are struggling with money by reducing anxiety and improving budgeting skills.
Quick facts
| Study type | Interventional |
|---|---|
| Sex | All |
| Enrollment | 136 (estimated) |
| Sponsor | University of Turku Academic / other |
| Locations | 1 site (Turku) |
| Status | Recruiting |
| Started | July 1, 2025 |
| Main results expected | October 30, 2026 |
| Study ends | October 30, 2026 |
| Registry record updated | August 19, 2026 |
| Trial ID | NCT07084389 on ClinicalTrials.gov |
Is this trial a fit for you?
✓Likely a good fit
Ideal candidates are families with at least one minor child who are current clients of child, family, or adult social work in Finland and have recently had trouble paying bills, meeting basic needs, lack financial skills, or feel money-related anxiety, and who can commit to the five sessions.
✕Probably not a fit
Families facing an active crisis that prevents engagement, those not served by participating social services, or households without a child residing at least half the time are unlikely to benefit from this intervention.
A plain-English reading of the study's rules. Only the study team can confirm whether you qualify.
What this trial studies
This randomized controlled trial in Finland will randomly assign families receiving social services to the FinSoc program or to usual social work services. FinSoc delivers five sessions with a trained social service professional focusing on budgeting, financial decision-making, emotions around money, and family communication about finances. The intervention aims to reduce financial anxiety, increase financial knowledge and confidence, and help families set realistic goals. Outcomes will compare changes in financial self-efficacy, behavior, and well-being between the intervention and control groups.
Why it matters
Potential benefit: If successful, FinSoc could lower families' financial stress, improve budgeting and money-management confidence, and help parents better provide for their children.
How similar studies have gone: Similar social-work-led financial coaching and literacy programs have shown modest gains in financial knowledge and self-efficacy in prior studies, but high-quality randomized evidence remains limited.
Who can join: the full rules
Show full inclusion / exclusion criteria
Inclusion Criteria: * Client status in child welfare services, family social work, adult social work, assessment of the need for services, health social work, and financial social work * Within the past six months, the client has brought up one or more of the following challenges in managing their finances during their contact with social services: (1) Difficulties paying bills, housing-related expenses, or repaying debts on time, (2) Difficulties meeting the basic needs of family members (e.g. food, medication, clothing) (3) A perceived lack of sufficient knowledge, skills, or competence to manage financial matters (4) Feelings of anxiety or stress related to financial situation. * There is at least one underage child in the family. In cases of shared custody, the child must reside in the household for an average of at least half of the time in each calendar month. Exclusion Criteria: * There is an ongoing crisis or life situation in the family that, in the assessment of the social worker, prevents commitment to the intervention process. * There is an active criminal proceeding within the family. * The parents do not speak Finnish (all project materials are in Finnish, and there are no resources available to provide translations into other languages).
Where it's running
-
University of Turku
Turku, Finland Recruiting
Study contacts
- Study coordinator: Anniina Kaittila senior lecturer, PhD
- Email: sairai@utu.fi
- Phone: +358445071983
Similar studies
Other studies for the same condition or treatment. Recruiting studies are listed first.
-
Testing newborn–mother synchrony at home using remote monitoring
This project will test whether home monitoring devices can track how mothers and their newborns sync up physically and behaviorally, and whether a mother's heart rate patterns relate to postpartum depression symptoms.
-
Leadership and organizational program to help nurses use research in everyday care
This project will test whether the LOCI leadership and organizational program helps nurses and managers in hospitals and elder care in Southwest Finland use research-based practices in everyday patient care.
-
Mixed reality vs video vs instructor training for nasogastric tube insertion in first-year nursing students
This project will test whether mixed reality glasses, a point-of-view video, or traditional instructor-led teaching best helps first-year nursing students learn and retain how to insert a nasogastric tube.
-
Seven-month online course to strengthen evidence-based leadership
Try a seven-month online course for unit leaders in social and health care to see if it improves staff's evidence-based skills, leadership for evidence-based practice, and quality of care.
-
Digital intervention to improve teamwork and self-efficacy among early childhood educators
This study tests a digital program to see if it can help early childhood educators feel more confident and work better together.
-
Digital program to promote positive parenting behaviors
This study is testing an online program for parents of 3-year-olds to see if it helps them improve their parenting skills and strengthen their relationship with their children.
How to take part
- Review the eligibility criteria above with your treating physician.
- Check the official listing on ClinicalTrials.gov for the latest contact details and recruitment status.
- Contact the study coordinator or principal investigator to ask for pre-screening. Pre-screening is free and never obligates you to enroll.