How switching from Medicaid to Medicare affects costs and access to care at age 65

The Transition from Medicaid to Medicare and Impacts on Disparities in Coverage and Care

NIH-funded research Massachusetts General Hospital · NIH-11238890

This project looks at whether people who move from Medicaid to Medicare when they turn 65 face higher out-of-pocket costs and differences in access to care, especially for Black and Hispanic beneficiaries.

Quick facts

Grant typeR01 grant
Study typeNIH-funded research
Funding institutionMassachusetts General Hospital NIH-funded
Lab location1 site (Boston, United States)
Project IDNIH-11238890 on NIH RePORTER

What this research studies

If you turned 65 while enrolled in Medicaid, researchers will follow your Medicaid and Medicare enrollment, claims, and encounter records from 2016–2023 to see what happens after you transition to Medicare. They will measure who gets Medicare cost-sharing subsidies, how much people pay out-of-pocket, and whether use of necessary care changes after the switch. The team will compare outcomes for people in states that expanded extra subsidy eligibility to those in states that did not to see whether policies reduce disparities. They will pay special attention to differences by race and ethnicity to understand whether Black and Hispanic beneficiaries are less likely to get help or more likely to face worse access.

Who could benefit from this research

Good fit: People who were enrolled in Medicaid and then became Medicare-eligible at age 65 between 2016 and 2023, particularly low-income individuals (around 100–150% of the federal poverty level) and Black or Hispanic beneficiaries.

Not a fit: People who are younger than 65, never enrolled in Medicaid, or have higher incomes well above subsidy thresholds are unlikely to be affected by the findings.

Why it matters

Potential benefit: Findings could inform policy changes to reduce out-of-pocket costs and narrow racial/ethnic gaps in access to care for people moving from Medicaid to Medicare.

How similar studies have performed: Prior research has shown higher cost-sharing can reduce needed care and worsen outcomes, but there is limited evidence about whether state-level expansions of Medicare subsidy eligibility reduce racial/ethnic disparities.

Where this research is happening

Boston, United States

Researchers

About this research

  1. This is an active NIH-funded research project — typically early-stage science, not a clinical trial accepting patient enrollment.
  2. Some NIH-funded labs run parallel clinical studies or seek volunteers for related work. To check, contact the principal investigator or institution listed above.
  3. For full project details, budget, and progress reports, visit the official NIH RePORTER page below.
Last reviewed 2026-06-13 by the Find a Trial editorial team. Information on this page is for educational purposes and is not medical advice. Always consult qualified healthcare professionals about clinical trial participation.