How insurance rules about intoxication affect drinking and injury care

The impact of the Uniform Accident and Sickness Policy Provision Law on Alcohol Consumption and Alcohol Consumption Related Outcomes

NIH-funded research State University of New York at Albany · NIH-11127765

This project looks at whether state insurance laws that let insurers deny coverage for alcohol-related injuries change people's drinking, blood-alcohol testing after injury, and related outcomes.

Quick facts

Grant typeR03 grant
Study typeNIH-funded research
Funding institutionState University of New York at Albany NIH-funded
Lab location1 site (Albany, United States)
Project IDNIH-11127765 on NIH RePORTER

What this research studies

This project examines how state laws called the Uniform Accident and Sickness Policy Provision Law (UPPL) influence drinking and care after alcohol-related injuries. The team will combine health survey data, hospital blood-alcohol test records, and insurance claim information across U.S. states and over time. They will compare trends in states with and without UPPLs to see whether the laws change drinking behavior, clinician testing, or insurance denial patterns. The goal is to understand whether these laws unintentionally discourage testing or affect patient care and coverage.

Who could benefit from this research

Good fit: People who experience alcohol-related injuries, drivers involved in crashes, and adults living in states with UPPL provisions are the populations most directly connected to this work.

Not a fit: People without alcohol-related injuries or those living outside the United States are unlikely to be affected by these findings.

Why it matters

Potential benefit: If successful, findings could inform policy and clinical guidance so people with alcohol-related injuries receive fairer insurance coverage and better medical care.

How similar studies have performed: Previous studies have been mostly descriptive or focused narrowly on repeals and show mixed or unintended effects, so this project uses stronger methods to fill gaps.

Where this research is happening

Albany, United States

Researchers

About this research

  1. This is an active NIH-funded research project — typically early-stage science, not a clinical trial accepting patient enrollment.
  2. Some NIH-funded labs run parallel clinical studies or seek volunteers for related work. To check, contact the principal investigator or institution listed above.
  3. For full project details, budget, and progress reports, visit the official NIH RePORTER page below.
Last reviewed 2026-06-13 by the Find a Trial editorial team. Information on this page is for educational purposes and is not medical advice. Always consult qualified healthcare professionals about clinical trial participation.